3 min read

Women’s wallets come in two types: a wallet and a clutch. While a wallet can be a clutch, a clutch can’t be a wallet. Sound confusing? Don’t worry, we’ll break it down for you below.

What is a wallet?

A woman’s wallet is a small accessory that can hold cash, cards, and coins. A wallet also contains several compartments for identification cards, membership cards, and more. It is carried in a purse or attached to a handbag’s strap using a carabiner clip keychain, turning the wallet into a wristlet. Women’s wallets are often crafted from fine leather or fabric. Unlike a man’s front pocket wallet, women’s wallets can be considered accessories as they come in different colors and patterns.

clutch wallet leather black

What is a clutch?

A clutch is bigger than a woman’s wallet, but it isn’t as big as a handbag. It is a compact accessory that can carry cash, cards, and coins. However, it can hold much more. A clutch can also carry a woman’s phone, powder, and sometimes, another wallet! In addition, clutches come in different designs. It isn’t uncommon for a clutch to have an unconventional shape, such as a heart or a star. With that said, a clutch isn’t typically considered a wallet, but something that “spices up” a woman’s attire. Women usually use clutches when they’re attending weddings, parties, etc.

What’s the difference between the two?

Not sure whether you should shop for a woman’s wallet or a clutch? We’re here to help. Let’s take a look at their key differences.

#1 Size

A wallet is smaller than a clutch, but a clutch isn’t as big as a bag. Both of them can carry your cards, cash, and coins, but a clutch will have more space than a wallet. It can carry a lot of items, including your smartphone, charger, and so on.

#2 Style

A slim minimalist wallet for men usually comes in classic colors, such as black and brown. Women’s wallets and clutches come in a wide assortment of colors. They’re designed to complement your style, whether that’s casual, chic, or somewhere in between. When shopping for a women’s wallet, be sure to buy something that you love. There are more options for women than there are for men, so take your time in choosing the right colors, materials, and so on.

minimalist wallet women

#3 Use

Women’s wallets, especially slim money clip wallets, are usually put inside a purse. A clutch, on the other hand, is clutched in the hand or underneath the upper arm. For day-to-day life (e.g. going to work), you’ll probably be better off with a wallet. Chances are that you bring a bag to you wherever you go. However, if you want to go bag-free but you still need your basics (e.g. credit card, smartphone, etc.), a clutch is your best bet.

clutch wallet roam women

What are the best women’s wallets and clutches?

Don’t have the time to window shop? We’ve got you covered.

Best Women’s Wallet: Kate Spade New York Leighton Wallet

The Kate Spade New York Leighton Wallet is a bi-fold wallet for women that suits any style, whatever that may be. Whether your fashion sense is casual or cool, this minimalist leather wallet will look great inside your handbag. At 3.2 x 5.5 inches, this wallet with zipper features two slip pockets, five credit card slots, and a display window.

Best Women’s Clutch: Trayvax Roam Clutch

The Trayvax Roam Clutch has several credit card slots as well as a slip pocket for your phone. It offers plenty of room for your personal belongings including your car keys, chapstick, and more. Crafted from fine top-grain leather, the Trayvax Roam Clutch flaunts a sophisticated and timeless silhouette that is soft to the touch. It’s the perfect companion for your everyday adventures. If you’re looking for something smaller, you can’t go wrong with the Trayvax Roam Mini Clutch.

roam clutch leather women

What should every woman have in her wallet?

Whatever wallet you end up buying, you need to have these items with you at all times:

  • Credit cards. Bring no more than two credit cards with you. This prevents you from giving in to the temptation of going on a shopping spree.
  • Debit cards. Pay with debit instead of credit. This teaches you how to handle your finances better. As a rule of thumb, if you can’t afford it with cash or debit, you shouldn’t pay for it with credit.
  • Identification cards. Aside from your driver’s license, you should always carry a spare identification card, because you never know when you’ll need it.

The bottom line

Ultimately, the type of wallet that you use depends on what you need on a day-to-day basis. If you have a handbag, then a wallet would work. If you’re going on a girls’ night out, a clutch is a convenient choice.


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